Travel Health Insurance

Coverage of Travel Health Insurance

Travel health insurance provides medical care in case of accidents or emergencies during your travels. In addition, it offers financial support for various unexpected travel-related situations, such as baggage delays or flight cancellations.
This type of insurance is often mandatory for international trips, especially when traveling to the Schengen area, where it is required for visa applications. Travel health insurance offers comprehensive coverage for health issues, illnesses, and medical emergencies that the insured might encounter abroad. Health expenses, including those related to COVID-19, can be added to the policy with an additional premium, making them one of the core elements of this insurance.

Key Coverages and Features

Medical Treatment for Sudden Illnesses and Accidents

The insured is covered for medical expenses arising from sudden health problems or accidents while abroad. This includes doctor visits, hospital expenses, surgeries, and the cost of prescribed medications.

Emergency Medical Evacuation and Home Care

Travel health insurance ensures the insured’s transfer to the nearest appropriate healthcare facility in emergencies. If necessary, the insured’s return home after treatment is also covered.

Repatriation in Case of Death

In the event of the insured’s death abroad, the cost of transporting the remains to the desired location and related expenses are covered by the insurance.

Additional Coverages and Limits

International travel health insurance may include additional coverages and limits depending on the policy terms. Depending on the destination country’s requirements, a specific minimum coverage limit may be required. For example, some countries may require travelers to have a policy with inpatient treatment coverage of at least 10,000 Euros. In such cases, insurance companies offer policy options that meet these limits.

Travel health insurance provides essential protection against potential health issues that may arise during international travels. Covering current health risks, such as COVID-19, offers an additional advantage in today’s conditions. When selecting your policy, carefully reviewing the coverage and additional coverages offered will ensure you have the most suitable protection throughout your journey.