What are the Scope and Coverages of Car Insurance?
Car Insurance Main Coverages
Bumps or Impacts
If your car collides with another vehicle and they hit your car against your will, your car insurance covers your damages. At the same time, if you hit a vehicle or object against your will, your damage costs are covered by the insurance. Collision coverage protects your vehicle both in motion and at a standstill.
Combustion
Combustion is a situation covered by car insurance. If damage occurs in your vehicle as a result of a situation such as a fire, your car insurance covers it. This may even result in the loss of the vehicle. You can secure your budget for unfavorable situations such as combustion by getting car insurance.
Theft
Damage to your vehicle may occur in cases such as theft or attempted theft of vehicle parts. You can secure your vehicle against damages that occur in such cases with theft coverage by getting a car insurance.
Damages Caused by Persons
If you take out car insurance, damages caused by malicious people are covered. Likewise, damages to the vehicle caused by people who do not have the capacity to act are also covered by this coverage.
Car Insurance Additional Coverages
Abroad
In the vast majority of motor car insurance policies, coverage is valid domestically. However, you can ensure that your vehicle is insured abroad by adding an international coverage to your policy. There is no obligation to add this coverage to the motor insurance policy. If you wish, you can get this coverage in addition to your existing insurance policy before traveling.
Strike, Lockout, Riot, Civil commotion-malicious acts and Terror
When you take out car insurance, you secure your budget against damages that may occur to your vehicle in the event of strikes, lockouts, malicious public movements and terrorist incidents.
Earthquake, Volcano Eruption
Damage to your vehicle may occur as a result of natural disasters such as earthquakes and volcanic eruptions. With this coverage, you can protect your vehicle against damages that may occur.
Landslide, Storm, Hail, Lightning
Damage to your vehicle may occur as a result of natural disasters such as landslides, storms, hail and lightning. You can secure your vehicle with landslide, storm, hail and lightning coverage.
Flood and Flooding
Damages that may occur in your vehicle as a result of flooding and flooding are covered with this coverage. You can also take precautions against floods and floods by getting car insurance.
Damages of Cigarettes and Similar Substances
Damages such as minor burns may occur as a result of contact of the vehicle with cigarettes and similar substances. Mini damages other than fire are covered by this coverage.
Withdrawal by Unauthorized Persons
Damage may occur when the vehicle is towed by unauthorized persons. Damages that may occur as a result of the towing of the vehicle are covered by this coverage.
Loss of Use and Income
Loss of use and income is a coverage that applies to commercial vehicles. When you leave your commercial vehicle at the technical service, you may incur financial losses equal to the number of days your vehicle spends at the technical service. With this coverage, the number of days your vehicle spends in technical service is determined and you are paid by averaging the income you will earn on these days.
Flammable and Explosive Substances Legally Permitted to be Carried
When you are going to carry flammable or explosive materials in your vehicle, you should inform the insurance company you are connected to beforehand. If you wish, you can add this coverage, which is valid for commercial vehicles, to your policy and secure your vehicle.
Theft due to Seizure of Vehicle Key
If your vehicle is seized as a result of extortion or theft, the damages to your vehicle are covered with this coverage. If you wish, you can also add the theft of the vehicle key from home to your insurance policy.
Minor Repair
Minor damage to your car can be repaired at no extra cost under the mini-repair package. Situations where you can benefit from the mini repair coverage can be listed as paintless body dent correction, painted damaged body dent correction, paint repair, windshield repair and stain repair.
Lock System
If your car key is lost or stolen, you need to replace the lock and ignition set in the vehicle. You can secure your vehicle within the policy limits by taking out a car insurance policy.
Damages caused by rodents and animals
Rodents or other types of animals can damage your vehicle from both inside and outside. You can secure your vehicle against all kinds of damages by taking out car insurance.
Lack Of Oil, Dehydration, Freezing, Deterioration, Aging, Decay, Rusting And Neglect
Damage to your vehicle may occur due to lack of oil, lack of water, freezing, defects, aging, rotting, rusting or lack of maintenance. You can cover your vehicle with car insurance.
Mechanical, Electrical and Electronic Breakdowns, Breakages and Tire Damages
Mechanical and electronic malfunctions, breakages and tire damages may occur in the vehicle. Insurance can help you take precautions against such situations.
