Sigorta Destek Hattı: 0212 706 4745    
Home Insurance
Get Quick Quote, Compare,
Choose the Policy Suitable for Your Budget
With the Best Price Guarantee!
Home Insurance

It is a policy that can cover damages to your own home and belongings due to fire, earthquake, flood, explosion, theft, etc., as well as damages to your neighbors. With the addition of assistance coverage, services such as 24/7 locksmith, plumbing, glassworks, etc. can also be included within the scope of the home policy.

Fire
Damage that flames, smoke and soot may cause to the building or household goods as a result of the spread of a fire that may break out at home or in a neighbor’s house.

Lightning
Damages that may occur as a result of a lightning strike, whether there is a fire or not.

Explosion
Damage caused by the explosion of natural gas, bottled gas, air gas and heating boiler installations.

Earthquake
This is the coverage provided for any damage that may occur to the building or property due to an earthquake.

Theft
It is the coverage provided for the property stolen as a result of theft (valuable jewelry, antiques, electronic and optical goods, furs, carpets, paintings) and the damages inflicted by the thief while entering the house in line with the limits in the policy. (The total value of works of art, easy-to-carry antiques, precious metals, jewelry, furs, electronic and optical devices, antique and precious carpets among household goods is limited to the limits specified in the policy).

Smoke
This is the coverage provided for direct damage to the insured value caused by smoke arising from the malfunction of heating and cooking appliances.

Landslide
This is the coverage provided for all kinds of damages that may occur to the building or property due to landslides and soil collapse.

Mugging and extortion
This coverage is provided for the theft and damage to personal belongings of the insured and his/her family members outside the insured residence as a result of mugging and similar extortion incidents, and for their treatment.

Personal accident
Within the limits specified in the policy, it is the coverage provided for material and moral damages and treatment expenses that may arise as a result of the death or permanent disability of family members as a result of an accident.

GLHHKNH and terrorism
It is the coverage provided for damages that may occur in the house as a result of strikes, lockouts, public movements, terrorist acts and malicious acts and interventions made by the authorities in order to prevent these acts.

Guarantee of guest belongings
It is the coverage of the belongings of the guests in the insured residence within certain limits.

New value assurance
Provided that the sum insured in the policy is based on the new purchase value, in the event of any risk to the house and its contents, the insured will be paid at the new value on the day the risk occurs.

Vehicle impact
It is the coverage provided for damages that may occur in the event that any kind of land, air and sea (added upon request) vehicle hits the house.

Debris removal
This is the coverage provided for the costs of removing the debris (within the limits) caused by the damages that may arise from the coverage under the policy.

Snow weight
This is the coverage provided for damages that may occur due to the weight of snow accumulated on the roof.

Third Party Liability Insurance
It covers the insured’s legal liabilities arising from material and bodily damages that may be caused to third parties in the dwelling.

Temporary residence
It covers the repair and reconstruction costs of the insured for a temporary dwelling for 7 days or more due to the building becoming uninhabitable as a result of damage to the insured dwelling. (Not applicable in case of natural disasters)

Food spoilage due to electrical damage
This is the coverage provided for the spoilage of foodstuffs in refrigerators and (or) deep freezers due to damage and failure of refrigerators and (or) deep freezers in the residence as a result of any event falling within the scope of electrical damages.

Isolation inadequacy clause
This coverage is provided for damages caused by rain and snow water seeping and (or) entering through the exterior facade, terrace or window or door jambs (openings) of the building due to insufficient and/or loss of insulation, as well as damages caused by sweating, mold and similar causes caused by gradual humidification and temperature difference.

Damage to property outside the dwelling
This is the coverage provided for the damages caused by the realization of one of the risks specified in the policy while the goods in the dwelling are outside the dwelling for maintenance, repair, dry cleaning, cloakroom and similar reasons.

Legal Protection
The insurer provides protection to the insured for disputes that may arise due to one or all of the titles of lessor, lessee or owner in kind of all or part of the immovable and movable property, provided that it is shown in the policy. (May vary depending on the insurance company)

Assistance Services

Boiler-air conditioner maintenance
This is a guarantee for free maintenance of the boiler or air conditioner once a year. (May vary depending on the insurance company)

(Sigorta şirketi bazında değişiklik gösterebilir)

Machine Breakdown
This is the coverage provided for losses and damages caused by previously unknown and sudden events that occur after the end of the trial period of the floor heating within the insured dwelling or elevator, generator, boiler room equipment, pool machinery equipment installations located in the common areas of the building, or during cleaning, maintenance, repair, revision or relocation within the section where they are located or while they are in operation.
© 2024 Monopoli Sigorta Aracılık Hizmetleri A.Ş.