Complementary Health Insurance covers surgeries, tests, examinations, minor surgical interventions, and outpatient treatment services resulting from accidents and illnesses. There are specific coverages for inpatient treatment services. If the insured has a specific illness, this condition is excluded from insurance coverage. People without active SGK insurance are also excluded. Surgeries and conditions requiring inpatient treatment can be covered if included in the policy scope. Treatments like chemotherapy and radiotherapy are also covered by insurance.

Prosthetic Limbs: Complementary Health Insurance may cover the costs of prosthetic limbs within specified limits, subject to a doctor’s report and insurance company approval.
Circumcision: Circumcision procedures are usually excluded from coverage.
Psychological Support: Psychological support services are outside the coverage.
Dietitian: Dietitian services are generally excluded from coverage.
Check-ups: Some policies may include check-up services as additional coverage.
Childbirth: Childbirth is generally excluded from coverage.
Babies: Complementary Health Insurance can be made for babies from 30 days old.
IVF: In vitro fertilization procedures are outside the coverage.
Over 65: Generally, new policies are not made for individuals over 65 years of age.
Inquiry: Policies can be inquired through e-Government or insurance companies.