What is Complementary Health Insurance?
Complementary health insurance covers additional charges from insured individuals for health services received within the scope of general health insurance at private health institutions contracted with the Social Security Institution (SGK), in contracted branches, and by contracted doctors.
Complementary health insurance covers examination, analysis, and treatment expenses for diseases that occur after the start date of the insurance, within the scope and limits of the coverage specified in the policy, the Social Security Institution (SGK) reimbursement rules, and Special Conditions. You can secure your health with a policy that covers the difference fees you need to pay when using your SGK insurance at private hospitals.
In short, complementary health insurance is designed to cover the deficiencies of the main policy and provide the insured with broader protection. These types of insurance policies can offer additional coverages in areas such as hospital expenses, medication costs, examination fees, private health services, and similar areas. Complementary health insurance can cover different services depending on the terms of the policy.
