What is Health Insurance for Expats?
Health insurance for expats is a mandatory type of insurance designed for foreign nationals who plan to reside in Turkey for an extended period or seek to obtain a residence permit. The primary purpose of this insurance is to facilitate expats’ access to the Turkish healthcare system and provide them with financial protection. It covers situations such as emergency medical conditions, illnesses, accidents, and sometimes the treatment of certain chronic diseases.
Health insurance for expats policies are prepared in accordance with the healthcare and insurance regulations of the Republic of Turkey. These policies are arranged to meet minimum coverage requirements and are generally valid for one year. Coverage typically includes basic healthcare services such as hospital and doctor visits, emergency medical interventions, surgical procedures, and sometimes prescription medications. The scope and limits of the insurance can vary depending on the plan offered by the insurance company and the preferences of the insured.
Expats who wish to obtain health insurance can choose from many insurance companies in Turkey. During the application process, personal information, previous health history (if any), and other necessary documents are required. The insurance policy becomes effective once the application is completed and the required payments are made.
This insurance is among the necessary documents for obtaining a residence permit in Turkey. Expats must have this insurance before applying for a residence permit. It ensures that foreigners can smoothly access healthcare services in Turkey and provides financial security against unexpected medical expenses. This is not only a legal requirement for foreigners living in Turkey but also an important safety measure.
